Our Platform – Jocata

One Platform, Multiple Apps

One Platform, Multiple Apps

Jocata GRID is a sophisticated enterprise ecosystem technology platform that strives to provide an integrated real-time view of business, risk, operations and compliance. It is designed as a multi-layered stack of technology capabilities that help financial institutions in their digital transformation initiatives, with each layer solving a specific challenge. Although the individual feature sets of the GRID are mapped to discrete products, its architecture allows for them to be deployed separately or all together or in specific combinations, depending on your solution requirements.

The GRID plugs into your backend systems through a secure interface, and brings you the benefits of Jocata's cutting-edge software while substantially reducing upfront costs for training, setup, and infrastructure.

Modular
Scalable
Flexible
Secure

What Is Jocata GRID?

AGGREGATION

It Is a Stack of Digital APIs

Identity
Address
Financial
Social
Legal
Custom
PROCESSING

A Collection of Data Processing Engines

OCR
Underwrite
Workflow
Robotics
NLP
ANALYTICS

With Analytical Capabilities

Rule Engine
AI
Profiling
Visualisation
PRESENTATION

Delivered Seamlessly Across Multiple Channels

IVR
Websites
Microsites
Apps

AGGREGATION

It Is a Stack of Digital APIs

Identity
Address
Financial
Social
Legal
Custom

PROCESSING

A Collection of Data Processing Engines

OCR
Underwrite
Workflow
Robotics
NLP

ANALYTICS

With Analytical Capabilities

Rule Engine
AI
Profiling
Visualisation

PRESENTATION

Delivered Seamlessly Across Multiple Channels

IVR
Websites
Microsites
Apps

❮ ❯

What Can the Platform Do for You?

Here’s how our solutions built using Jocata GRID can help you with digital transformation initiatives across several or all of your verticals

Business

Digital Lending
Digital Verification
TReDs

Digital Lending . Digital Verification .TReDs

We boost your Retail and MSME / SME book expansion through real-time data acquisition across internal & external sources, smart underwriting and best in-class customer experience.

BUSINESS

We boost your Retail and MSME / SME book expansion through real-time data acquisition across internal & external sources, smart underwriting and best in-class customer experience.
Risk

Underwriting
Monitoring
Screening

Underwriting . Monitoring . Screening

We deliver real-time actionable insights, running relevant customer information through your on-boarding and credit policies configured on the platform.

RISK

We deliver real-time actionable insights, running relevant customer information through your on-boarding and credit policies configured on the platform.
Operations

Data Analytics
Customer Onboarding
KYC Remediation

Data Analytics . Customer Onboarding . KYC Remediation

Our configurable workflow engine brings all key operational stakeholders onto one unique virtual platform for efficient management and monitoring of business processes.

OPERATIONS

Our configurable workflow engine brings all key operational stakeholders onto one unique virtual platform for efficient management and monitoring of business processes.
Compliance

Financial Crime
Demonetization

Financial Crime . Demonetization

Our AI-based analytics engine helps you not only risk-categorise customers, but also monitor for and report potentially suspicious financial activity including money laundering and real-time fraud.

COMPLIANCE

Our AI-based analytics engine helps you not only risk-categorise customers, but also monitor for and report potentially suspicious financial activity including money laundering and real-time fraud.

How Jocata's AI Can Help You

We understand the importance of speed, accuracy, and cost efficiency in various aspects of banking, both internal and external. We harness the power of AI to help financial institutions improve customer experience, increase process efficiency and fight financial crime. Our AI solution works with existing systems, thereby requiring minimal changes.

For example, to navigate increasingly complex AML compliance requirements, our platform includes an AI Ensemble that iteratively learns to identify complex patterns of anomalous behaviour by analysing huge amounts of data in real time. Using machine learning vs traditional rules-based processes efficiently cuts down costs and human involvement, saving you time and valuable resources without compromising regulatory obligations. Currently our model reduces false positives by over 75%.

We would love to partner with you on some of the other AI initiatives our Data Scientists are working on such as real-time fraud prevention, digital lending, and anomaly detection.

Some of our leading clients include

Axis Bank, Airtel Payments Bank, American Express, IndusInd Bank, RBL Bank

Find out more about how Jocata helped them achieve their specific digital transformation goals.

One Platform, Multiple Apps

One Platform, Multiple Apps

Modular

Scalable

Flexible

Secure

What Is Jocata GRID?