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Fintech Ecosystem of the

FUTURE.

Innovative technology for end-to-end digital transformation of your financial services

Fintech Ecosystem of the

FUTURE.

Innovative technology for end-to-end digital
transformation of your financial services

contest-cover

What We Do

Our technology platform, Jocata GRIDTM, is a fast, adaptive digital ecosystem that handles millions of transactions per day, delivering solutions that drive business growth, streamline operations, provide risk-adjusted insights, and ensure regulatory compliance.

Business

We boost your Retail and MSME / SME book expansion through real-time data acquisition across internal & external sources, smart underwriting and best in-class customer experience.

business

Risk

We deliver real-time actionable insights, running relevant customer information through your on-boarding and credit policies configured on the platform.

risk

Operations

Our configurable workflow engine brings all key operational stakeholders onto one unique virtual platform for efficient management and monitoring of business processes.

operations

Compliance

Our AI-based analytics engine helps you not only risk-categorise customers, but also monitor for and report potentially suspicious financial activity including money laundering and real-time fraud.

compliance
business

Business

We boost your Retail and MSME / SME book expansion through real-time data acquisition across internal & external sources, smart underwriting and best in-class customer experience.

Risk

We deliver real-time actionable insights, running relevant customer information through your on-boarding and credit policies configured on the platform.

risk
operations

Operations

Our configurable workflow engine brings all key operational stakeholders onto one unique virtual platform for efficient management and monitoring of business processes.

Compliance

Our AI-based analytics engine helps you not only risk-categorise customers, but also monitor for and report potentially suspicious financial activity including money laundering and real-time fraud.

compliance
how we do it

How We Do It

GRID logo
  • Jocata GRIDTM, with its plug-and-play capabilities, builds a robust ecosystem across all your business verticals.

  • GRID logo
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From pulling in customer-related information from multiple sources like financial institutions, watchlists, statutory authorities, credit bureaus and social networks, to processing and analyzing it using the latest technologies, and finally, presenting it in the manner most convenient to your customers and you; the GRID does it all.

  • 1 Aggregation

    Do you need to source your data digitally?

  • 2 Processing

    What do you want to do with your data?

  • 3 Analytics

    What insights do you need from your data?

  • 4 Presentation

    How do you want to view your data?

The GRID is a modular collection of products that can be used separately or together, and deployed on your servers or on the cloud. It is scalable, flexible and can be customized to suit your exact requirements. Tell us what you need and we’ll make it work!

Our Clients

Since 2010, we have successfully partnered with some of the largest financial institutions in their digital transformation journeys.

  • bfsl

    Best Analytics Solution of the year for SME DNA​

  • bfsl

    Best Initiative in ​Digital Lending for AI - powered ​Digital Lending Transformation Platform​

  • bfsl

    Jocata Sumpoorn was presented at GPFI in 2023 under the G20 Presidency at the Global SME Finance Forum​

  • bfsl

    Jocata Sumpoorn was showcased at Citizen Stack - the first United Nations Conference on DPI in 2024​

  • bfsl

    Product Innovation of the Year - Asia for Jocata SWARA and Sumpoorn at Global SME Finance Awards 2024​

  • Best Analytics Solution of the year for SME DNA​

  • Best Initiative in ​Digital Lending for AI – powered ​Digital Lending Transformation Platform​

  • Jocata Sumpoorn was presented at GPFI in 2023 under the G20 Presidency at the Global SME Finance Forum​

  • Jocata Sumpoorn was showcased at Citizen Stack – the first United Nations Conference on DPI in 2024​

  • Product Innovation of the Year – Asia for Jocata SWARA and Sumpoorn at Global SME Finance Awards 2024​

“The flexibility of the Jocata GRID platform helped Tata Capital launch multiple digital lending products quickly and at scale.”

  • Mani Mulki

    Chief Information Officer,
    Tata Capital Limited

Careers

Excited about what we do and want to join our team?

We are always looking for great talent!